Buy A Home
Want to start looking for a new home?
When looking to buy, you need an adviser, not a salesperson. That's why I Buy Rochester will never "sell" you a home, but rather guide you through the entire process. Discover your options below.
You can supply your own financing using traditional or conventional methods and we will be willing to sell the home to you.
Seller Carry Financing:
You can take advantage of our owner financing program if you have approximately a 10% down payment. However, our
resources are limited, so we can only carry the financing for about two years. You would then need to get your own loan. Under this program you will be the owner of the home from the very beginning and will get to immediately take advantage of all the tax breaks provided by the IRS for home owners.
Lease / Option:
You can take advantage of our Lease / Option program if you have approximately a 3% down payment. Under this program you can lease the home for up to two years and then refinance the home into your own name. We will let you know up-front what the purchase price will be when you eventually purchase the property. Our lease/option program is a financing method of home purchase that many people prefer because of its flexibility in helping them achieve home ownership.
For those without any down payment to work with we offer the home on a rent to own basis. Under this program we would need to collect the first and last months rent along with a security deposit before you move in. We will apply a portion of your monthly rent towards building up a down payment. However, since there is no commitment from you to eventually purchase the home, the future purchase price will be whatever the fair market price is on the date you choose to purchase the home.